RARELY AVAILABLE! NO HOA FEES & NO RENTAL RESTRICTIONS. Just over the bridge from Fort Myers Beach, this elevated canal-front home on San Carlos Island offers direct Gulf access and an exceptional waterfront lifestyle. The main living level features a bright, open floor plan with plantation shutters and direct access to a spacious deck overlooking the private dock. The kitchen includes solid wood cabinetry with soft-close drawers, granite countertops, stainless steel appliances, and an island for added prep and seating space. The primary suite offers an updated bathroom with quartz countertops and a large walk-in shower. An additional upstairs bedroom includes a full bath and ample closet space. The lower level (approx. 800 sq ft) provides flexible living options with a garage, sunroom, half bath with shower, and a bonus room ideal for guests, office, or studio use. Paver driveway and garage with retractable screen allow for added airflow and functionality. Dock features include water and electric service, a 10,000 lb boat lift, remote-controlled jet ski lift, and floating kayak dock. Conveniently located near popular island dining, entertainment, and minutes from Margaritaville Resort. A rare waterfront opportunity offering flexibility, boating access, and island living with no HOA or rental restrictions.