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Buying a Home for Retirement on Sanibel & Captiva Islands

House in Sanibel, FloridaLots of people want to buy a new home after retirement because specific wants and needs change as you get older. Here are some of the most important things to consider when buying a home for retirement.

Your Lifestyle

This is probably the most important thing to consider. Think about your long term lifestyle desires. You’ll want easy access to all of the things that are important to you, so you can spend more time doing these things. Do you like golfing, biking, playing tennis, going to the beach, water activities, shelling, or boating? If any of these things are at the top of your list, the Sanibel & Captiva Islands are a great retirement destination for you. Sanibel & Captiva condo owners benefit from some great onsite amenities, convenient locations, and a low maintenance lifestyle.

Preferred Location

If you’re considering a move to a new town or state, be sure you’ve spent plenty of time vacationing there and getting to know the area. Do some research and talk to your realtor about the area and neighborhoods. If you’ve lived in the same place for a long time, you probably have a large social network. Are you ready to say ‘goodbye’ (or at least ‘see you later’) to everyone so you can experience a new adventure in a location you’ve always dreamed of? Just think of the beautiful beaches and the laid back atmosphere in Sanibel & Captiva.

Home Layout

Single story homes, first floor condos and condominium complexes with elevators are great choices for retirees who don’t want to worry about the future aches and pains associated with climbing stairs. If you’re buying a new construction home, popular features like wider doorways, hallways, and walk in showers are great amenities. Make sure your home will be easy for you to manage as far as cleaning, maintenance, and repairs.

Financial Changes

When you do financial planning for your new home, consider your income limitations and include pensions and social security. Include the price of the home, HOA dues, property taxes, insurance, other monthly expenses, and recreational activities in your plan. Weigh the pros and cons of putting a large down payment on your home. You could pay it off faster, but it might not be the best financial move for you.

Our team of local real estate experts can help you find just the right property for your retirement needs on the beautiful Sanibel & Captiva Islands.

Contact Kingfisher Real Estate

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